Privacy Policy

1. Introduction

Justo Credovia App ("we", "us", or "our") provides market analysis and educational content through our website. We are committed to protecting the privacy of visitors and users of our services. By accessing or using our website, you agree to the terms described in this Privacy Policy.

2. Information We Collect

We may collect the following categories of information when you interact with our website:

• Information you provide directly: such as your name, email address, or other details submitted through contact forms or lead forms on our site.
• Automatically collected information: such as IP address, browser type, device information, pages visited, and timestamps, gathered through standard web server logs and similar technologies.
• Cookies and similar technologies: small data files stored on your device that help us understand site usage and improve functionality. You can control cookie preferences through your browser settings.

3. How We Use Your Information

We use the information we collect for purposes such as:

• Operating, maintaining, and improving our website and services;
• Responding to inquiries submitted through contact or lead forms;
• Understanding how visitors use our site to improve content and user experience;
• Communicating updates, educational content, or information you have requested;
• Complying with legal obligations and protecting the security of our website.

4. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal data, we rely on grounds such as your consent, our legitimate interests in operating and improving our services, and compliance with legal obligations. You may withdraw consent at any time where processing is based on consent.

5. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who assist in operating our website (such as hosting or analytics providers), under appropriate confidentiality obligations;
• Legal or regulatory authorities where required by law or to protect our rights, property, or safety;
• Successors in the event of a business transfer, merger, or acquisition, subject to equivalent privacy protections.

6. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to delete or anonymize it.

7. Data Security

We implement reasonable technical and organizational measures designed to protect information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Your Rights

Depending on your location, you may have rights regarding your personal information, including the right to access, correct, delete, or restrict processing of your data, and the right to object to certain processing activities or request data portability. To exercise any of these rights, please contact us using the details provided on our website.

9. Cookies

Our website may use cookies and similar tracking technologies to enhance functionality and analyze usage patterns. You can manage or disable cookies through your browser settings; however, doing so may affect certain features of the website.

10. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties. We encourage you to review the privacy policies of any external sites you visit.

11. Children's Privacy

Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. International Data Transfers

If you access our website from outside the country in which our servers or service providers are located, your information may be transferred across international borders. We take steps to ensure such transfers comply with applicable data protection requirements.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Any updates will be posted on this page with a revised effective date. We encourage you to review this policy periodically.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out to us through the contact information provided on our website footer.